The development of green finance by commercial banks is a key way to achieve the goal of "carbon peak and carbon neutrality" in China. This paper uses entropy method to collect data from the social responsibility report and annual report of commercial banks, establishes the green ecological innovation index of commercial banks, and evaluates the development of green finance of commercial banks in recent years, and finds that the development of green finance of Chinese commercial banks is on the rise; In terms of organizational innovation, the management policies and full-time institutions of commercial banks have been continuously improved, but many banks still need to pay attention to the construction of management systems related to green finance. In terms of product innovation, the score of ecological innovation of commercial banks' products continues to rise significantly, and the green financial products of commercial banks continue to be abundant, but the products in the field of carbon finance are relatively simple. In terms of cultural innovation, banks still need to strengthen special training on green finance and deepen the concept of green development.

This paper empirically investigates the impact of householders’ personality traits on the probability and depth of household commercial insurance participation at the micro level using the China Family Panel Studies (CFPS) 2018 data. After considering the robustness tests and endogenous issues, the regression results show that, among the five personality traits, the openness trait can significantly increase the probability of household commercial insurance participation, the annual expenditure on household commercial insurance, and the share of household commercial insurance expenditure in the annual household income, while the effects of other personality traits on commercial insurance are not significant. The mechanism analysis shows that the householder’s openness trait can significantly improve his sense of social trust, increase his financial literacy, and then effectively promote household commercial insurance participation. Heterogeneity analysis finds that the promotion effect of openness trait on commercial insurance is more obvious in urban households and the households with high levels of financial assets. The paper provides a new perspective to explain the current low participation rate of commercial insurance in China, and at the same time provides useful references for relevant departments to formulate policies and for commercial insurance companies to standardize their development strategies.

Along with the full realization of the unified real estate registration in China, the preparation for the imposition of real estate tax goes one step further. This paper first analyzes the expected functions of real estate tax in China, including raising fiscal revenue, improving wealth distribution and regulating the housing market. Further, the paper indicates that the imposition of real estate tax needs to be based on a national real estate information registration and management platform, which should also enable the identification of households and real-time tracking of property values built upon the unified real estate registration. Finally, this paper discusses three specific issues on revenue attribution, pilot scope, and detailed deduction method for tax exemption for the imposition of real estate tax in China providing concrete suggestions on how to impose real estate tax in China.

Laws can have a certain impact on economic development, especially anti-monopoly laws. The reason to study this important social issue is because it is crucial to China's national situation. In many industries in China, especially the Internet, technology, and finance, the market tends to be highly concentrated. This not only threatens small and medium-sized enterprises but may also be detrimental to consumers. The lack of effective anti-monopoly supervision may lead to social inequality and a widening gap between the rich and the poor, which is contrary to the goals of China's socialist modernization drive. Therefore, the anti-monopoly law has special and important significance in China and needs further study and improvement. The theme of this paper is to analyze the role of the anti-monopoly law in sustainable economic development. Research methods include case analysis and literature research. The result shows that the importance of anti-monopoly law is mainly reflected in preventing abuse of market position and regulating that market players cannot abuse their market position to engage in unfair competition. At the same time, it can also realize the effective allocation of resources, which can ensure that the market can improve overall social welfare in an environment of sufficient competition.

This study explores the innovative application of behavioral economic theories to enhance eczema care and improve patient outcomes. The research focuses on three potent strategies within the realm of behavioral economics: nudging, financial incentives, and digital interventions with commitment contracts. Incorporating financial incentives into eczema care can potentially bolster medication adherence, a critical component in effectively managing the chronic trajectory of this condition. By providing tangible rewards or incentives, patients may be motivated to adhere to prescribed treatment regimens more consistently. Furthermore, this paper underscores the transformative potential of digital interventions, particularly commitment contracts, in cultivating proactive and patient-centered approaches to disease management. Leveraging technology, these interventions have the potential to revolutionize healthcare delivery by promoting enhanced adherence and facilitating personalized and effective treatment paradigms. This research is grounded in a comprehensive review of contemporary studies, offering valuable insights into the effectiveness of these strategies. The findings of this study paint a promising picture for the future of eczema management, suggesting that the integration of behavioral economic principles can lead to more effective and patient-centric care, ultimately improving outcomes for individuals living with eczema.

Based on the national ranking of the total agricultural output value, this paper selects Shandong, Henan, and Sichuan, which are in the top three, as the representatives of large agricultural provinces, and utilizing panel data from 54 prefecture-level cities throughout the three provinces for the years 2011 to 2020, this study thoroughly applies the fixed effect model, mediating effect model, and moderating effect model to examine the influence of digital inclusive finance on agricultural carbon emission reduction. The findings demonstrate that inclusive digital finance reduces agricultural carbon emissions favorably; the three sub-dimensions of the breadth of coverage, the depth of use, and the degree of digitization all have significant promoting effects on agricultural carbon emissions reduction, of which the breath of coverage has the most obvious effect; compared to the primary regions that produce grains, In non-primary grain-producing zones, the promotion effect of digital inclusive finance on agricultural carbon emission reduction is particularly significant. From the perspective of the mediating effect, agricultural decreases in carbon emissions can benefit from increased regional innovation thanks to digital inclusive funding; from the perspective of the moderating effect, the amount of urbanization is taken advantage of by digital inclusive finance to control the effects of crop reductions in carbon emissions.

This paper aims to introduce different environment problems and the method to solve and improve the current situation. There are definitions of green economy, physical water scarcity and economic water scarcity, green building, green bond etc. And comprehensive explanations of what and how to solve the serious natural damages and energy scarcities based on data. Beside of repairing the environment, other means for improvement of green economy system like giving government inventions and popularizing green bond market are also worse to be highly concerned. The energy and resources problems have always been underestimated, especially water resources. Thus, to arise people’s attention of this issue and acquaint the seriousness of it is another vital goal. This paper mentioned various fields of data, including map of water scarcity distribution, proportion of water usage in different aspects, data of damage caused by human economic activities, statistical data of Chinese new energy vehicle sale and the comprehensive green bond dataset from 2006 to 2020.

In recent years, the rapid growth of Artificial Intelligence has become a household name and has developed its use in various fields. Today's AI is permeating all aspects of the financial sector and has become a force for change. This paper summarizes the history of artificial intelligence and delves into the current state of its integration into the financial sector. The capabilities of AI herald a new era of financial innovation but also pose a number of risks and challenges. This paper combines case studies and literature to focus on the data risks faced by AI in finance, the complexity of "black box" algorithms, financial and legal regulatory challenges, and data privacy and ethical issues. As financial institutions increasingly rely on AI-powered solutions, understanding these potential risks becomes critical. This paper concludes with some countermeasures and recommendations to address the potential risks. By deploying AI through collaborative efforts, rigorous oversight, and on high-quality data, the financial community can capitalize on the power of AI to allow fintech to lead the transformation of the industry.

Apple Inc. is widely recognized as a prominent global corporation. This study undertakes a comprehensive investigation of Apple Inc., including the leadership of CEO Tim Cook, the internal dynamics of the design team, and many organizational and external influences. By employing analytical frameworks such as Industry Analysis and PESTEL, this study examines the competitive advantage of Apple Inc. and identifies potential areas for enhancement. The findings indicate that Apple's dedication to innovation and ethical conduct has resulted in the establishment of a robust brand and a devoted consumer following. However, in order to remain competitive in a rapidly evolving technological environment, Apple Inc. must persistently adjust its strategies. Additionally, it is imperative for Apple to acknowledge and rectify concerns regarding labor and environmental practices that have been raised by critics. The objective of this study is to provide a comprehensive comprehension of the factors that establish Apple Inc. as a prominent player in the worldwide market.

Brand communication plays a crucial role in the advancement of corporations, with many organizations placing significant emphasis on fostering public relations with their clientele. In a context of escalating competition and volatility within the market, effective brand communication plays a pivotal role in enhancing business image and credibility. Consequently, the management of public relations necessitates appropriate adjustments. Enterprises are increasingly prioritizing the management of public relations and corporate image due to the impact of brand image and consumer trust on customer choices in the marketing landscape. In addition to quality and price, customers now consider brand image and trustworthiness when making purchasing decisions. Therefore, effective brand communication has become a paramount objective for enterprises. Given this market context, public relations play a crucial role in conveying the value of a brand. Therefore, enterprises must adeptly navigate public relations in order to achieve favorable growth.